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  • Locations
    • Cary Headquarters Branch
    • 1815 Kildaire Farm Rd., Cary, NC

      Monday - Friday 9 am - 5 pm

      919-576-2800
      Branch & ATM Details

    • Other Branches & ATMs

    • Morehead City, NC
      Havelock, NC
      New Bern, NC
      Greenville, NC
  • Contact Us
    • Pay Loan
  • Bank
    A Share Savings account is the first step in becoming a Member of First Flight Credit Union, a financial institution that puts people first. Start saving while enjoying all the benefits of Membership today! 
    This promotion is for eligible parents/guardians who open a New Member account alongside a Young Savers Account.
    See Terms »
  • Borrow
    We’ll beat your current Auto rate by 0.50%1. We offer: Great low rates, waived processing and DMV fees, fixed monthly payments and personalized serviceSee Terms »
  • Earn
    Money Market Accounts Share Certificates IRAs
    Personal Savings Accounts Business Savings Accounts Young Savers
    New Members of First Flight Credit Union can open a Prestige Money Market with a minimum deposit of $250.
    See Terms »
    • Why First Flight?
    Membership Inquiry
    First Flight Credit Union Logo

    Welcome to First Flight Credit Union

    We offer personalized service, competitive products and services and reinvest in our local communities.
    Membership Inquiry
    » SAVINGS
    A Share Savings account is the first step in becoming a Member of First Flight Credit Union, a financial institution that puts people first. Start saving while enjoying all the benefits of Membership today! 
    YOung Saver Promo
    This promotion is for eligible parents/guardians who open a New Member account alongside a Young Savers Account.
    See Terms »
    Auto Refinance Promotion
    For a limited time, First Flight Federal Credit Union is offering to beat your current Auto Loan rate by at least 0.50% when you refinance your auto loan with us.
    See Terms »
    Money Market Promotion
    New Members of First Flight Credit Union can open a Prestige Money Market with a minimum deposit of $250.
    See Terms »
    Auto Loan Promotion
    For a limited time, First Flight Federal Credit Union is offering to beat your current Auto Loan rate by at least 0.50% when you refinance your auto loan with us.
    See Terms »
    Young Saver Promotion
    This promotion is for eligible parents/guardians who open a New Member account alongside a Young Savers Account.
    See Terms »
    Money Market Promotion
    New Members of First Flight Credit Union can open a Prestige Money Market with a minimum deposit of $250.
    See Terms »

    Auto Loans

    Buying or refinancing? We’ll help make your decisions easier.

    Terms available up to

    84 months

    Rates as low as

    4.26% APR

    New auto loans

    4.77% APR

    Used auto loans

    Drive Away with Confidence

    Whether you’re purchasing a car, truck, SUV, van, or other automobile, choosing an auto loan from First Flight could help you save time and money. Our quick online process lets you know in minutes if you’re pre-qualified before we even pull your credit. We even offer service and warranty packages that help you maintain and protect your vehicle and peace of mind. Features include:

    • Easy Online Application
    • New & used auto loans available
    • Online pre-qualification and fast loan closing
    • Up to 130% LTV financing and flexible rates & terms
    • Ask about our Auto Check program, where we email a check, which you can take to the dealer as soon as you’re approved. It’s like having cash-in-hand
    • Refinancing and private purchase options are available
    • Affordable options to help protect and maintain your loan and vehicle. Speak to your dedicated loan officer for specific details
    • Managing your loan is easier than ever with online and mobile banking and automatic payments

    Quick Links:


    APR = Annual Percentage Rate

    Lowest rates offered for the products advertised based on $30,000 financed with a 48-month term and loan to value ≤ 80%. Example: 48 monthly payments of $22.74 per $1,000 borrowed. Other credit options available at higher rates. Applicants who do not qualify for these rates may be offered credit at a higher rate and/or different terms.

    Easy auto loans to get you on the road faster

    Easy application

    A First Flight Member Service specialist will guide you through our application and answer any questions you have.

    Fast decisions. Fast funding.

    We have processes in place for a quick-turn around on loan decisions. We value your time and respond quickly.

    30-day interest rate lock guarantee

    If approved, your auto loan rate is locked for 30 days—giving you time to finalize your decision to refinance.

    Other Popular Products

    Boat Loans

    Get on the water with competitive boat loans.
    • Purchase from a dealer or private seller
    • Efficient approvals and personalized service
    • Refinancing options available
    Learn More

    Personal Lines of Credit

    Consolidate debt. Manage large planned and unexpected expenses with budgeted payments.
    • Fixed rates for the life of your loan
    • Expect quick, timely decisions
    • No collateral is needed
    Learn More

    Personal Loans

    Consolidate debt and manage major expenses with affordable, budgeted payments.
    • Purchases and refinances available
    • Efficient approvals and personalized service
    • Refinancing options available
    Learn More