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  • Why First Flight?
    First Flight Credit Union Logo

    Welcome to First Flight Credit Union

    We offer personalized service, competitive products and services and reinvest in our local communities.
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    » SAVINGS
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    Auto Loan Promotion
    For a limited time, First Flight Federal Credit Union is offering to beat your current Auto Loan rate by at least 0.50% when you refinance your auto loan with us.
    See Terms »
    Young Saver Promotion
    This promotion is for eligible parents/guardians who open a New Member account alongside a Young Savers Account.
    See Terms »
    Money Market Promotion
    New Members of First Flight Credit Union can open a Prestige Money Market with a minimum deposit of $250.
    See Terms »

    Rates

    Our highest priority is helping our Members reach their goals to achieve financial success and freedom. Whether through competitive, low rates on lending products or deposit accounts that help our Members earn while they save, we’re dedicated to helping Members just like you be financially successful.

    Select which rates you’d like to view from the links below:

    Lending Rates

    APR = Annual Percentage Rate

    Mortgages – Fixed Rate

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    Conventional Fixed
    Interest Rates
    APR
    30 Yr Conforming
    As low as 7.375%
    As low as 7.629%
    20 Yr Conforming
    As low as 7.125%
    As low as 7.449%
    15 Yr Conforming
    As low as 6.750%
    As low as 7.146%
    10 Yr Conforming
    As low as 6.625%
    As low as 7.176%

    Lot Loans

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    Lot Loans
    Interest Rates
    APR
    10-Year Fixed Rate
    As low as 7.00%
    As low as 7.518%

    Home Equity

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    Product
    Interest Rate/APR
    LTV
    Term
    Closing Costs
    Fixed Equity Loan
    As low as 6.25%/6.48%
    Up to 90%
    12 years
    No closing costs
    Equity Access (HELOC)
    As low as 7.00%/7.75%
    Up to 90%
    10 years
    No closing costs

    Personal Loans

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    Product
    Interest Rate
    APR
    Credit Builder*
    11.00%
    12.76%
    Fast Funds**
    10.5%
    10.75%
    Personal Loan***
    As low as 11.75%
    As low as 12.44%
    Advanced Personal Loan****
     25.00%
     25.00%

    Vehicle Loans

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    Automobiles
    Interest Rate
    APR
    New Autos
    As low as 4.10%
    As low as 4.26%
    Used Autos
    As low as 4.60%
    As low as 4.77%
    Motorcycles
    Interest Rate
    APR
    New Motorcycle
    As low as 4.94%
    As low as 5.06%
    Used Motorcycle
    As low as 5.19%
    As low as 5.31%
    Boats
    Interest Rate
    APR
    New Boat
    As low as 6.24%
    As low as 6.33%
    Used Boat
    As low as 6.74%
    As low as 6.84%
    RVs
    Interest Rate
    APR
    New RVs
    As low as 7.99%
    As low as 8.08%
    Used RVs
    As low as 8.49%
    As low as 8.61%

    Manufactured Homes

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    Product
    Interest Rate
    APR
    Manufactured Homes
    As low as 7.50%
    As low as 7.94%

    Deposit Rates

    APY = Annual Percentage Yields

    Savings Accounts

    Amount
    Dividend Rate
    APY
    Up to $24.99
    0%
    0%
    $25.00 – $9,999.99
    0.05%
    0.05%
    $10,000.00 and above
    0.10%
    0.10%

    Young Savers

    Minimum Balance
    Dividend Rate
    APY
    $25
    0.10%
    0.10%

    Goal Savers

    Minimum Deposit to Open
    Dividend Rate
    APY
    $25
    0.25%
    0.25%

    Personal Checking Accounts

    Product
    Dividend Rate
    APY
    Everyday Checking
    0.00%
    0.00%
    Prestige Checking
    0.10%
    0.10%

    Prestige Money Market Accounts

    Amount
    Dividend Rate
    APY
    Up to $49,999.99
    3.75%
    3.82%
    $50,000.00 and above
    1.50%
    1.51%

    Standard Personal Money Market Accounts

    Amount
    Dividend Rate
    APY
    Up to $9,999.99
    1.00%
    1.01%
    $10,000.00 – $49,999.99
    1.25%
    1.26%
    $50,000.00 and above
    1.50%
    1.51%

    Standard Personal Share Certificates

    Opening deposit between $500 – $9,999.99
    Term
    Dividend Rate
    APY
    90 Days
    1.90%
    1.92%
    180 Days
    1.90%
    1.92%
    12 Months
    3.70%
    3.76%
    18 Months
    3.70%
    3.76%
    24 Months
    3.70%
    3.76%
    36 Months
    3.40%
    3.45%
    48 Months
    3.15%
    3.20%
    60 Months
    3.15%
    3.20%
    Opening deposit of $10,000.00 and above
    Term
    Dividend Rate
    APY
    90 Days
    2.00%
    2.02%
    180 Days
    2.00%
    2.02%
    12 Months
    3.80%
    3.87%
    18 Months
    3.80%
    3.87%
    24 Months
    3.80%
    3.87%
    36 Months
    3.50%
    3.56%
    48 Months
    3.25%
    3.30%
    60 Months
    3.25%
    3.30%

    IRA Share Products

    Product
    Dividend Rate
    APY
    IRA Shares
    0.10%
    0.10%
    Roth Conv
    0.10%
    0.10%
    Roth Regular
    0.10%
    0.10%
    Educational Shares
    0.10%
    0.10%

    Traditional IRA Certificates

    Opening deposit between $500 – $9,999.99
    Term
    Dividend Rate
    APY
    12 Months
    3.70%
    3.76%
    18 Months
    3.70%
    3.76%
    24 Months
    3.70%
    3.76%
    36 Months
    3.40%
    3.45%
    48 Months
    3.15%
    3.20%
    60 Months
    3.15%
    3.20%
    Opening deposit of $10,000.00 and above
    Term
    Dividend Rate
    APY
    12 Months
    3.80%
    3.87%
    18 Months
    3.80%
    3.87%
    24 Months
    3.80%
    3.87%
    36 Months
    3.50%
    3.56%
    48 Months
    3.25%
    3.30%
    60 Months
    3.25%
    3.30%