RatesPromotionsOur Story
  • Pay Loan
  • Bank
  • Borrow
  • Earn
  • Why First Flight?
    First Flight Credit Union Logo

    Welcome to First Flight Credit Union

    We offer personalized service, competitive products and services and reinvest in our local communities.
    Membership Inquiry
    » SAVINGS
    See Terms »
    See Terms »
    See Terms »
    Auto Loan Promotion
    For a limited time, First Flight Federal Credit Union is offering to beat your current Auto Loan rate by at least 0.50% when you refinance your auto loan with us.
    See Terms »
    Young Saver Promotion
    This promotion is for eligible parents/guardians who open a New Member account alongside a Young Savers Account.
    See Terms »
    Money Market Promotion
    New Members of First Flight Credit Union can open a Prestige Money Market with a minimum deposit of $250.
    See Terms »

    Home Equity Loans and Lines of Credit

    Put the equity you have built up in your home to work with a Home Equity loan or a Home Equity Line of Credit (HELOC) from First Flight.

    Term available up to

    12 years

    Fixed Equity Loans

    10 years

    HELOCS
    Rates as low as

    6.48% APR

    Fixed Equity Loans

    7.75% APR

    HELOC Loans

    Turn Equity into Opportunity

    Put the equity you’ve built up in your home to work with a Home Equity loan or line of credit from First Flight. With low closing cost options, great rates and terms, you can use the equity in your home to pay for college tuition, debt consolidation, life expenses, or even a vacation. Our low rates and easy application process are ideal when considering home improvement projects such as a pool, kitchen remodeling, or room additions.
    In select situations, First Flight offers some Home Equity options that can even be completed without a traditional appraisal which could save you time and money. Ask a First Flight Member Service Representative for more information to find out if your application might qualify.

    Home Equity Lines of Credit

    Borrow only what you need and pay it back over time at a rate that you can afford. Even if you don’t use it right now, it will be there when you need it later.
    • No Closing Costs
    • Borrow up to 90% of the value of your home
    • Revolving line of credit that allows future advances up to the approved credit limit
    • Variable rate, 10 year draw
    • Interest may be tax deductible

    Home Equity Loans

    Finance big expenses at a low fixed rate and enjoy monthly payments that never change. Use our Mini Mortgage loan for various reasons – consolidate debt, home repairs, and more! Currently, we offer an option with no closing costs and financing up to 90% CLTV!
    • A low fixed rate for the entire term
    • One time payout
    • Fixed term
    • No early repayment penalty
    • Interest may be tax deductible


    APR = Annual Percentage Rate

    We make shopping for a loan easy, so you can focus on building your dreams.

    Easy application

    Fast decisions. Fast funding.

    30-day interest rate lock guarantee