Savings 
Individual Retirement Accounts
Personal Saving plans that offer specific tax benefits.
First Flight has IRA options for you, including:
IRA Share Accounts
IRA Share Accounts offer a flexible and secure way to save for the future while taking advantage of valuable tax benefits. Whether you're planning for retirement or education expenses, our IRA options can help you build savings over time in a federally insured account. Choose from Traditional IRA, Roth IRA, Roth Conversion IRA, and Educational IRA accounts to find the solution that best fits your financial goals.
IRA Shares | 0.10% | 0.10% |
Roth Conv | 0.10% | 0.10% |
Roth Regular | 0.10% | 0.10% |
Educational Shares | 0.10% | 0.10% |
Early withdrawal penalties may apply and reduce earnings. Minimum deposit to earn stated dividends is $100.
Traditional IRA Certificates
Save for retirement with confidence through a Traditional IRA Certificate. Enjoy tax-deferred earnings, potential tax-deductible contributions, and the security of a fixed rate for the term of your certificate. It's a smart way to grow your retirement savings while benefiting from the stability of guaranteed returns.
Opening deposit of $10,000.00+
Term | Dividend Rate | APY |
|---|---|---|
12 Months | 3.80% | 3.87% |
18 Months | 3.70% | 3.76% |
24 Months | 3.70% | 3.76% |
36 Months | 3.40% | 3.45% |
48 Months | 3.15% | 3.20% |
60 Months | 3.15% | 3.20% |
Opening deposit $500 – $9,999.99
Term | Dividend Rate | APY |
|---|---|---|
12 Months | 3.70% | 3.76% |
18 Months | 3.70% | 3.76% |
24 Months | 3.70% | 3.76% |
36 Months | 3.40% | 3.45% |
48 Months | 3.15% | 3.20% |
60 Months | 3.15% | 3.20% |
Roth IRA Certificates
A Roth IRA Certificate offers a smart and secure way to save for retirement. Combining the tax advantages of a Roth IRA with the stability of a fixed-rate certificate, it allows your earnings to grow tax-free and provides a guaranteed rate of return for the term you choose. It's an easy and dependable way to plan for your financial future. Ask First Flight about Roth IRA rates!
APY = Annual Percentage Yield